VACANCY ANNOUNCEMENT

The Development Bank of Rwanda (BRD) Plc, the nation’s sole National Development Bank, plays a pivotal role in driving Rwanda’s Vision 2050. Over the past five years, the Bank has experienced remarkable growth, significantly contributing to Rwanda’s socio-economic transformation while enhancing institutional capacity, human capital, corporate governance, and risk management practices.

BRD is currently implementing its revised 2024–2028 strategic plan, designed in alignment with the country’s development priorities. This strategy positions the Bank to deliver greater value for its stakeholders by empowering entrepreneurs, addressing market inefficiencies, and accelerating impactful, inclusive economic growth.

To achieve its goals, BRD’s expanded mandate focuses on four strategic pillars:

• Provision of transformational finance

• Expansion of green financing for a resilient future

• Driving scale and impact across sectors

• Promoting innovation and technology

To fulfill this mandate, BRD is committed to building robust human and institutional capacity and maintaining excellence within Rwanda’s financial sector.

BRD strongly upholds gender equality and inclusion. Female candidates and persons with disabilities are especially encouraged to apply.

The Development Bank of Rwanda is seeking suitably qualified professionals to join its team in the following position:

OFFICER, GUARANTEE RISK (1 Position)

Background Information

Job Title: Officer, Guarantee Risk
Department: Credit Guarantee
Reports to: Manager, Credit Guarantee Risk
Contract Type: Open-Ended

Purpose of the Role

The Officer, Guarantee Risk, will support the risk management function of BRD’s Credit Guarantee instrument. The role involves implementing the Bank’s risk management framework through day-to-day risk assessment, analysis, reporting, monitoring, and control activities. This position is essential for managing and mitigating individual and portfolio-level credit risks associated with the Guarantee instrument, ensuring it effectively strengthens Rwanda’s MSME sector by expanding access to finance.

Key Responsibilities

• Conduct due diligence and risk assessments for Participating Financial Institutions (PFIs) under the BRD Credit Guarantee.

• Review risk profiles for guarantee applications, renewal requests, and rescheduling proposals in line with BRD’s guidelines.

• Evaluate guarantee claim submissions and provide recommendations based on compliance with guarantee conditions.

• Monitor Credit Guarantee portfolio performance, identify early warning signals, and follow up on high-risk exposures.

• Maintain risk monitoring tools and ensure accurate and timely data entry into the MIS.

• Carry out risk-based monitoring, including on-site and off-site assessments and periodic portfolio reviews.

• Prepare risk reports and portfolio performance analyses to support management decisions.

• Ensure adherence to internal risk policies, guarantee procedures, and regulatory requirements.

• Propose improvements to the Credit Guarantee department’s risk tools, processes, and internal controls.

• Perform any other duties assigned by line management or the Bank’s leadership.

Performance Indicators

Performance will be evaluated based on adherence to the Bank’s risk management framework and risk limits, the quality and accuracy of the Credit Guarantee portfolio, and the timeliness and effectiveness of the officer’s support to the Credit Guarantee Risk Manager and operations team, among other financial and operational metrics.

Qualifications, Skills, and Experience

• Bachelor’s or master’s degree in finance, economics, business administration, or a related field.

• Minimum of three years of experience in credit risk management, enterprise risk, portfolio analysis, or lending operations within a financial institution or guarantee scheme.

• Strong expertise in credit assessment, portfolio monitoring, and early warning systems.

• Up-to-date knowledge of the Rwandan banking environment, MSME financing landscape, and financial sector regulations.

• Strong analytical and problem-solving skills to address credit-related challenges effectively.

• Advanced financial modelling and Excel proficiency.

• Strong people management capabilities.

• Solid understanding of compliance, including KYC, AML, and CFT regulations (highly advantageous).

• Experience delivering training, preparing credit manuals, and generating portfolio reports is desirable.

• Excellent written and verbal communication skills with the ability to engage diverse stakeholders.

• Ability to conduct precise analyses and ensure accuracy in credit assessments.

Application Guidelines

Interested applicants should submit their applications online via https://www.brd.rw/careers/.
Applications must include a Curriculum Vitae, copies of academic degrees and professional certificates, a motivation letter, and the names, emails, and phone numbers of three previous supervisors—all uploaded as a single document.

Only online applications will be accepted.

For inquiries (not applications), contact: recruitment@brd.rw

Address applications to:
Director, People, Culture and Corporate Services, BRD

Application Deadline: December 19, 2025

BRD offers a highly competitive and attractive employment package.
Only candidates meeting the required qualifications and experience will be shortlisted and contacted for interviews.

Issued in Kigali on Monday, December 9, 2025.