VACANCY ANNOUNCEMENT

The Development Bank of Rwanda (BRD) Plc, the nation’s sole National Development Bank, plays a critical role in advancing Rwanda’s Vision 2050. Over the past five years, BRD has achieved substantial growth, contributing meaningfully to socio-economic development, strengthening institutional and human capacity, and promoting best practices in corporate governance and risk management.

BRD is currently rolling out its revised 2024–2028 strategic plan, which is aligned with Rwanda’s long-term development priorities. This strategy positions the Bank to generate greater value for its stakeholders by supporting entrepreneurship, addressing market inefficiencies, and driving impactful socio-economic transformation.

The Bank’s expanded mandate is anchored in four strategic focus areas:

Delivering transformational finance
Scaling up green financing for a resilient future
Driving impact at scale
Advancing innovation and technology

To achieve these objectives, BRD continues to strengthen its human capital and institutional capability, reinforcing its status as a center of excellence within the financial sector.

BRD is committed to gender equality and inclusion. Female candidates and persons with disabilities are encouraged to apply.

To support its ambitious vision, BRD seeks qualified professionals to join its team in the following role:

OFFICER, GUARANTEE MONITORING (1 Position)

1. Background Information

Job Title: Officer, Credit Guarantee Monitoring
Department: Credit Guarantee
Reports to: Manager, Credit Guarantee Risk

2. Contract Terms

Fixed-Term Contract: One year, renewable

3. Purpose of the Role

The Credit Guarantee Monitoring Officer is responsible for the daily oversight of guaranteed loan portfolios across Participating Financial Institutions (PFIs). The role ensures the accuracy of PFI reports, adherence to Guarantee Framework Agreements (GFAs), and verification of key performance data—including arrears, claims, and recoveries.

This role requires strong data integrity management, early risk signal identification, validation of claim documentation, tracking recovery progress, and ensuring compliance with guarantee procedures and the operational manual. The Monitoring Officer plays a central role in safeguarding portfolio quality, improving PFI reporting discipline, and supporting effective performance monitoring of the guarantee schemes.

4. Key Responsibilities

Review periodic PFI reports on loan performance, arrears, recoveries, and outstanding guarantee exposure.
Validate the accuracy, completeness, and compliance of submitted data in line with GFA requirements and guarantee terms.
Detect data inconsistencies, reporting gaps, or unusual portfolio trends and follow up with PFIs for clarification or correction.
Monitor key portfolio indicators including PAR ratios, concentration levels, and early warning signals.
Verify arrears status, repayment patterns, and PFI recovery actions prior to claim submission.
Track post-claim recoveries and ensure recoveries are shared according to risk-sharing provisions.
Maintain updated recovery tracking sheets and provide regular recovery status updates to the Team Lead.
Assess PFI compliance with reporting obligations and escalate recurring non-compliance concerns.
Enter and update guarantee portfolio data in the MIS, ensuring accuracy, completeness, and timely reconciliation.
Maintain comprehensive monitoring logs, validation trackers, and supporting documentation.
Monitor guarantee fee invoices and follow up on overdue or outstanding payments.
Collaborate with Operations, Transactions, Risk, Finance, and MIS teams to support coordinated monitoring efforts.
Contribute to continuous improvement initiatives by refining monitoring tools, templates, and workflows.
Perform any additional tasks assigned by the Team Lead or Management to enhance the monitoring function.

5. Performance Indicators

Performance will be evaluated based on the accuracy, completeness, and timeliness of monitoring activities. Key indicators include:

Quality and reliability of validated data and MIS entries
Ability to detect early warning risks and ensure strong data integrity
Timely validation of claims and effective recovery tracking
Engagement and responsiveness of PFIs in addressing reporting or compliance gaps
Quality of dashboards, monitoring reports, and contributions to process improvements
Effective collaboration and professional communication with stakeholders

7. Qualifications, Skills, and Experience

Bachelor’s degree in finance, economics, business administration, banking, statistics, or a related field.
Minimum of three years’ experience in credit monitoring, portfolio analysis, financial reporting, or banking operations—preferably within a financial institution or guarantee scheme.
Strong understanding of credit risk, arrears analysis, NPL management, and portfolio monitoring indicators.
Experience working with large datasets; advanced Excel skills required. Knowledge of MIS or digital reporting tools is an added advantage.
Strong analytical and problem-solving abilities with excellent attention to detail.
Good communication and report-writing skills, with the ability to engage PFIs and internal teams effectively.
Ability to work independently, manage reporting timelines, and follow structured monitoring processes.
High levels of integrity, discipline, and commitment to maintaining accurate portfolio records.

Application Guidelines

Interested candidates should apply online via https://www.brd.rw/careers/ and upload a single combined document containing:

Curriculum Vitae
Copies of academic degrees and professional certificates
Motivation letter
Names, email addresses, and telephone contacts of three previous supervisors

Only online applications will be considered.

For inquiries (not applications), email: recruitment@brd.rw

Address applications to:
Director, People, Culture and Corporate Services, BRD

Application Deadline: December 19, 2025

BRD offers a competitive and attractive compensation package.
Only candidates who meet the required qualifications and experience will be shortlisted and contacted for interviews.

Issued in Kigali, Monday, December 9, 2025

Officer, Guarantee Monitoring at Development Bank of Rwanda (BRD)